marjorie73: (Default)

Mostly I post about things which are enjoyable or interesting, but this time, as the title suggests, I'm just feeling grumpy.


I have had a cold-in-the-head for about 2 weeks now, and I am fed up with it. Not least because it is a sneaky bugger and keeps fooling me into thinking it's gone, then sneaks back.


And it seems to have come with an extra load of insomnia, so for the past few nights, I've been so tired I could cry, but still ended up waking up multiple times through the night and getting less than 5 hours sleep, which is definitely no fun at all.

So, I'm feeling tired. And grumpy. And don't have any fun stuff going on this weekend.


marjorie73: (Default)
It's that time of year again. When the Car Insurance needs to be renewed.
And the insurer sends out their renewal documents, and their letter, explaining that they have tried all they know, with their expert knowledge and experience, to find you the absolute best price on renewal, and then you do some research and discover that, if that is the case, they are obviously really reall crap at searching, since you can find 10 or 20 quotes for the same cover for less. Usually including one from the same company...

This year, my renewal quote was nearly 10% higher than last year's premium.
The quotes for the same cover, from other insurers, were significantly lower than last year
The quote I found from th sam insurer, via price comparison sites, was almost 25% lower than the renewal quote. (Yes, the same policy - exactly the same cover, excess, underwriter etc) And it wasn't the best quote quote out there.

Which, even for an insurance company, is pretty bad.

So, Zenith, no, I won't be renewing with you.

The policy I have now bought cost less than 80% of what I paid last year.( I didn't go for the cheapest quote, as the companies concerned were ones with poor reputations for customer service). So, the 10 minutes or so I spent shopping around has saved me over £70, compared to what I'd have paid if I'd just accepted the renewal quote. And, as it happens, the cover is slightly better, too!

I suppose that enough people must just auto renew to make it worth their while to lose the custom of the rest of us, but I can't help thinking it would be nice if you could trust the buggers.

Oh, and apparently paying for car insurance triggers the automatic fraud alert on your credit card. Who knew buying insurance could be such a suspicious activity?
marjorie73: (Default)

Today didn't start badly. I mean, I had to get out of bed when it was still dark outside, and to try to achieve the hand, eye, and sardine coordination to get a pill into the cat, but those are par for the course.

And it seemed to be going well, during the morning. I managed to remember that there were roadworks due to start by the castle on my way to work, so I left extra time for the commute, and then I got to the roadworks just as the lights turned green, so I wasn't delayed, and in fact, arrived early at work, which meant I got the feeling of slightly smug virtue, and the 30 minutes of uninterrupted time to work which are the rewards of early arrival.

The rest of the morning passed smoothly, with no more than the usual number of interruptions or foolish questions.

It was around lunchtime that the day started to go downhill.

Our bathroom has two cubicles, each of which has a small sink, with an individual hot water heater, as well as the WC. So, as I was .. minding my own business, when I noticed the sound of trickling water - not something which attracts much attention, under the circumstances. The next thing which happened was much harder to ignore. I was hit with a sudden and vigorous jet of icy cold water, as whatever widget it is which lives inside a tap and keeps it turned off when it's off, failed, suddenly and dramatically. This did nothing to add to my enjoyment of the day. Particularly as I was not, at that moment, in any position to retreat.. It is surprising how very wet you can get in a very short time.

There is a tap on the pipe leading into the water heater, and I thought turning that off would stop the flow. It might have done, had I been able to turn it, but I couldn't, and achieved only a wrenched shoulder from trying to hard and at an awkward angle. (It is a slight comfort to me that my bigger and stronger (male) colleague, when I was able to get him, couldn't, either)

We did manage to track down and turn off the stop-cock, (inconveniently located in the shop next door) and to catch most of the flood in the bin, and to track down an emergency plumber.. Eventually.

It's surprising just how wet you can get, in just a few moments. After helping to sort out the plumber, and dealing with a few other things which couldn't really wait, I decided to head home. Somehow spending the next 4 hours in trousers wet from the hip downwards and a shirt with one soaking sleeve didn't appeal. The drive home wasn't a lot of fun, either.

I suppose that on a positive note, tomorrow ought to be an improvement. I just wish I had had time to eat lunch before all this happened.

marjorie73: (Default)
It has not been the best week. Lots of stress at work, I've been sleeping badly (which makes me feel ill) and it seems to have been pouring with rain without cease since last weekend. I think someone ought to tell the Rain Gods that the "Showers" part of "April Showers" does imply that there should be gaps between the periods of rain.


However, as is often the case, even the most miserable week is not all bad.

On Wednesday, I received a package in the mail, from the lovely Kitty, of Neverwear, containing my print of Neil's wonderful Poem, illustrated by Olivia Beradinis. It really is utterly gorgeous, and as it is printed on thick, rag-paper it feels nice, too.

Yesterday I took it to my local framer, (although I was a little reluctant to part with it, even temporarily) He recommends giving it a wide, black frame, with the inside edge of the frame lined with gold, so that when seen from an angle the gold will be visible.

He recommended it on the basis that the print needs a dramatic presentation, to reflect the dramatic nature of the print. I think he is correct. I shall look forward to seeing it when it is done, and shall occupy myself in the meantime, in deciding where to hang it.

I also went into Bristol, to run some errands, one of which involved going to a branch of my bank. I don't go often, as I usually deal with them by phone or online, but needed to drop some documents off, and Bristol is my closest branch. I got there to find a member of staff on the door denying everyone entry.

After a confused moment wondering when the bank started to employ bouncers, and how I ought to dress or act to get past them, I asked him what was up, and he explained that unfortunately they had had to shut, as their roof had just collapsed! As excuses for being unavailable to assist their customers go, I guess it is quite a good one.

I suppose I should be glad I didn't get rained on too badly - it absolutely poured while I was on the train, but only drizzled while I was actually out of doors. Small mercies...
marjorie73: (Default)

It's been a funny old week. Lots of stress at work, and (probably in part as a result)  have not been sleeping well.

and I have been feeling very sorry for myself over the weekend. Sometime I wish I believed in Creationsim - it'd be nice to have someone to blame for the joys of female biology, sometimes, and one cannot really get a proper rage up against evolution. . .

Still, at least I have something to look forward to  - Thursday will see me off to Dublin for Octocon and, even more importantly, seeing the Fabulous Lorraine, and Nathalie and Louisa and Hellie. And hopefully to meet others, too.

If I can just get through the next three days.
marjorie73: (Default)
So, about 5 months ago, I became a customer of HSBC. I did all the things you do, including, of course, providing them with proof that I am, in fact, me, and that I live in my house. (or at leas, have managed to steal my own drivers licence and bank statements)

Last week, I got a letter from their (Hah!) 'customer service' department. It was probably for me. It's a little hard to be sure. The letter was addressed to Mrs Margomusing, and I'm pretty sure I'd have noticed if I'd got married. It then started "Dear Sir", and I am ever surer that I'd have noticed that about myself.

It said that as I was a new customer they needed me to give them proof of my ID and address. You now, the stuff I gave them in May.

So, I phoned them. With what now looks like a niave but touching faith, I assumed that the sensible thing to do would be to call the bank, on the number on the letter they sent me, quoting the reference on that letter.

I did that.

It seems that merely being able to quote the reference on the letter sent to me, and to give them my name, address and date of birth was insufficient to allow them, to identify me or to allow them to explain why they were asking for documents they'd had for 4 months.  We didn't get as far as thae part of the converstion where I got to ask what they had done with my documens and whether I should now expect a touch of Identity theft.

It seemed that my diabolical plan of calling them on the number they provided and giving the reference they's asked me to quote had entirely flommoxed and discombobulated the system, so (after an attemot on their part to make me go away and call a different department, which hasn't been writing to me at all, and which they admitte wouldn't be able to discuss anything with me without asking me security questions (which haven't been set up) they decided the best thing to do would be to put me through to a supervisor.

It might have been a good idea, too, if it weren't for the fact that after no more formalities tha giving my full name, address, dateof birth, reference, details of the product, branch and name of all my female ancestors back to the Fall, the supervisor was able to put me on hold, and, after dribbling dreadful muzak into my ears for 10 minutes cut me off.

It was probably just as well.  After almost half an hour of alternating  muzak and incompetance I might have been a bit rude if I'd ever got to speak to her again.

I was, I admit, not in tthe best of moods when I got a call from someone who introduced herself as being from HSBC, about an hour later.

However, my mood, if not my opinion of of the bank, improved when she explained why she was calling. She was calling from the local branch.

She told me that I shoud never have recieved the letter. She had, she explained, specifically told them NOT to send it.

She knew I had given them my ID. She knew this because she had copied it, twice, and sent it to head office.

She had Had Words with them.

She is going to have some more Words. And requested that if I (or Mrs Margomusings, or Mr Margomusing, or any variation of the same) should happen to get any more letters requeting ID, or body parts, or anything, that I kindly let her know, so that she  could have More, and shorter Words with them.

I can't help wondering though, if they can't manage the filing, whether they can do the other stuff suh as putting the decimal point in the right place,and ensuring that 2+2 continues to come to 4.?

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MargoMusing

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